Category: Insurance

Just as real estate titles are subject to record errors, existing shuffle and other inconveniences, ship and boat titles may have hidden problems that can cause a liability to new ship owners. The best way for buyers of watercraft ships, yachts and boats to protect themselves from these liabilities is to purchase title insurance. Agencies…

While you may not necessarily “legally” have home insurance, there is really no good reason not to have at least some type of coverage. After all, for the average person, their home is the most important asset – even more than any vehicle. Even if you have already paid off your mortgage, it is still…

Insurance is actually an arrangement that a company or a state undertakes to provide to guarantee a specific amount of compensation to that person or entity for a specific loss, damage, illness or death in return for a specific amount of premium that is Paid by the person monthly. There are mainly four types of…

Insurance is a contract, a risk transfer mechanism in which a company (underwriter) promises to compensate or compensate another party (policyholder) on the payment of a reasonable premium to the insurance company to cover the subject of insurance. If you are well acquainted with the principles, you will be in a better position in negotiating…

The business of concrete pumping comes with many challenges, one of which is adequately insured when something goes wrong. Many concrete pumping companies have pumps and assume that they are automatically insured under their general liability policy. Trailer concrete pumps should be insured under what is called an inland marine floaters. This type of insurance…

Getting quotes for health insurance without your phone number is easy and something you should do right now. When you are online do you stop when asked your phone number and the best time to call? I do … I can not stand to be interrupted at home … especially by a salesman. Requesting your…

A claim supplement is a claim for additional repair or replacement costs. Supplements are common in the claims process. However, if you are a policyholder unaware of your policy rights, you could walk away with hundreds or thousands of dollars that you are entitled to collect. Claim supplements usually occur after a policyholder submits a…

Firstly, truckers, tractors and trailers are insured as commercial equipment and do not automatically afford the coverage extensions of a personal auto policy. Electronics, loading equipment, load securing equipment, rental reimbursement and personal property are otherwise insured and are not automatically covered. Commercial auto liability is pretty straight forward. If a tracker has ICC authority,…

“Content pack-out” is a term used by water and fire restoration contractors, and insurance companies. This is the process by which the contractor sends trucks, boxes and workers to your home. They packed all the damaged personal property in your home or business and moved it back to their warehouse. Once the personal property is…

Getting a reliable insurance policy for every homeowner can be a big step in the right direction. However, it is noteworthy that many homeowners do not qualify for the common insurance policies, while some usually find the insurance premiums to be very unreasonable and therefore they end up. Any homeowner who has been categorized as…