… or your insurance company may repair your home faster through the tips and techniques of expert!
Let’s take it seriously – many of us would rather get a root canal than call an insurance company about water damage. However, do not let your frustration or anger rise to the surface, as this is the quickest way to undermine your own efforts to get compensation. Remember that the insurance agent is also a person – and they will be much more likely to help you if you are calm, cool and collected.
Know your deductible.
Do not rely on your insurance provider to be forthcoming about every detail in your policy, including your deductible. Your deductible will be determined based on the premiums you paid for your homeowner insurance. Therefore, if your premiums are higher, your deductible will be significantly lower. Find your insurance policy and familiarize yourself with your deductible before you make the phone call.
Take plenty of pictures.
Before you can collect compensation from your insurance company, you need to provide proof of the water damage in your business or home. Use a digital camera that indicates the time and date of the photos, because this will help your claim process faster.
Record who you talk to.
When you follow your claim, there is a good chance that you will talk to many agents. Save yourself a major headache and make sure you get the name and extension number of the agent you spoke to. Take notes of your conversation and, if possible, record it. Although most insurance companies record the conversations, it is best to relieve yourself if your insurance company will fail a verbal agreement.